https://www.npr.org/2025/07/12/nx-s1-5464735/flood-risk-information-sources-texas
Flood Ins Rate Maps do not capture ALL a property’s flood risks. these maps are 1) for the federal flood insurance program to manage the agency’s claims; 2) are based on historic, “normal ” flood data, but there is no more ‘normal ‘ w climate change ; 3) the data can be heavily skewed (amended) by locals who have an economic incentive [Here’s a fun game kids: look up your planning commissions and count up the number of real-estate developers, bankers, economic development and other in the business community that nake up the Board].
I can go on. But, in short, its like trying to understand your flood risk ifrom flood ins maps is like trying to open a can of peaches with a paper plate.
